10 February 2009

It's over...

I heard from the mortgage company today. In fact, they processed my pre-qualify within an hour. The good news...I qualify for an 80% loan. The bad news...I won't be able to come up with the 20% needed for down payment and closing costs. I haven't spoken with my mum yet, but I know the amount needed is much more than she is willing to contribute. If I had qualified for 90%, we could have made it work.

I'm numb. I feel like this was my last hope for happiness and now it's gone. All of my dreams are gone and I don't know what to do now. I want to crawl into a hole and never come out. I have no idea how to function. Just trying to breath right now is killing me.

~*~

5 comments:

H~ said...

Oh sweetie. That sucks. Hang in there. Sometimes when a door shuts a window opens. I'm thinking of you xxx

Patricia said...

Thinking of you too!

Dracenea said...

Oh, Laura, I just read this post. I'm so sorry that it didn't work out. You never know though. Maybe the sellers will come down in their price? Or maybe there is something better along the way. Hang in there.

Mojo said...

Happiness isn't something you can get a mortgage for. There will be other opportunities, to be sure. Just keep pushing.

Moon said...

Mojo and the others are so right...dont worry sweetie, everything has a way of working itself out...
((((((hugs)))))
xo me